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Month: September 2024

Understanding the Medicare Savings Program

Q: What is the Medicare Savings Program?A: The Medicare Savings Program (MSP) is a state-run initiative designed to help lower-income Medicare beneficiaries save on out-of-pocket expenses. This program assists with covering Medicare premiums, deductibles, coinsurance, and copayments. It’s aimed at providing financial relief to those who qualify, ensuring they can access necessary healthcare without facing […]
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Understanding Personal Umbrella Insurance Coverage

Q: What is personal umbrella insurance, and why might I need it?A: Personal umbrella insurance is a type of liability coverage that goes above and beyond your standard insurance policies. It’s designed to provide extra protection if you’re liable for a claim that exceeds the limits of your auto, home, or other primary insurance policies. […]
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Can I get an auto insurance quote without providing personal information

A: Yes, it’s possible! Many people are cautious about sharing personal information when shopping for auto insurance quotes. At TBF Insurance, we respect your privacy. We offer the convenience of instant online quotes that don’t require sensitive personal data upfront, making the process quick, secure, and hassle-free. Q: Why would I want an auto insurance […]
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What is Workers Compensation Insurance

A: Workers Compensation Insurance is a type of business insurance that provides benefits to employees who suffer job-related injuries or illnesses. It helps cover medical expenses, lost wages, and rehabilitation costs while protecting employers from potential lawsuits related to workplace accidents. It’s an essential safeguard for both the employee and the business, ensuring financial stability […]
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General Liability Insurance for Contractors Your Questions Answered

Contractors face various risks on the job, and having the right protection is essential to avoid costly claims or lawsuits. In this blog post, we address common questions contractors have about general liability insurance, including how to get covered quickly with TBF Insurance. What is general liability insurance for contractors? General liability insurance protects contractors […]
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Homeowners Insurance in Florida Your Questions Answered

When it comes to homeowners insurance in Florida, many homeowners feel overwhelmed by the unique challenges they face due to the state’s weather conditions and insurance requirements. In this blog post, we answer the most frequently asked questions to help you navigate the process of securing the right coverage. What is homeowners insurance, and why […]
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What is Cyber Liability Insurance Everything You Need to Know

With the increasing reliance on technology and the internet, businesses are more vulnerable to cyberattacks than ever before. Protecting your business from these risks is essential, and that’s where cyber liability insurance comes in. At TBF Insurance, we offer comprehensive coverage to safeguard your business. Below, we answer some common questions about cyber liability insurance. […]
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Personal Umbrella Insurance Coverage What You Need to Know

At TBF Insurance, we understand the importance of having comprehensive coverage in place to protect your assets and financial future. Personal umbrella insurance is a great way to ensure you’re fully protected. Below, we’ve answered some common questions about personal umbrella insurance coverage. Q: What is personal umbrella insurance? A: Personal umbrella insurance is a […]
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Q&A Guide to Understanding Commercial Property Insurance

Q: What is commercial property insurance? A: Commercial property insurance is a type of coverage designed to protect your business’s physical assets. This includes buildings, inventory, equipment, furniture, and even exterior signage. If a covered event, such as fire, theft, or vandalism, damages your property, this insurance helps cover the cost of repairs or replacements. […]
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Q&A Guide to Affordable Commercial Auto Insurance

Q: What is commercial auto insurance, and why do I need it? A: Commercial auto insurance provides coverage for vehicles used for business purposes. If you own or lease vehicles that your employees or contractors drive, or if you use personal vehicles for business tasks, you need this type of coverage. It protects your business […]
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