At TBF Insurance, we understand the risks that contractors face on the job site. Whether you’re a general contractor, electrician, plumber, or remodeler, protecting your business from unexpected liabilities is essential. That’s why we’ve put together this Q&A to help you better understand general liability insurance for contractors and how to get covered with instant online quotes, instant online binding, and even an instant online insurance proposal.
What is General Liability Insurance for Contractors?
General liability insurance is a policy that protects contractors from third-party claims involving bodily injury, property damage, and personal or advertising injury. This type of coverage is foundational for contractors and often required before starting a job or securing a contract.
Why Do Contractors Need General Liability Insurance?
Accidents happen—even when you’re careful. A client could trip over your tools, or you might accidentally damage a client’s property. Without general liability insurance, you could be stuck paying out of pocket for medical expenses, repairs, or even legal fees.
Is General Liability Insurance Required?
In many states and municipalities, contractors must show proof of general liability insurance before getting licensed or pulling permits. Additionally, many clients and general contractors won’t hire subcontractors who aren’t properly insured.
How Much Does General Liability Insurance Cost?
The cost of general liability insurance for contractors varies based on your trade, location, number of employees, and coverage limits. Fortunately, TBF Insurance offers instant online quotes, so you can get a fast and accurate estimate without the wait.
Can I Bind a Policy Online?
Yes! With TBF Insurance, you can complete the entire process digitally. From quote to coverage, we make it simple with instant online binding. No paperwork. No waiting. Just coverage when you need it.
What is an Instant Online Insurance Proposal?
An instant online insurance proposal is a personalized coverage plan generated immediately based on your business details. It outlines your coverage, limits, and premium—all available online in just minutes. It’s ideal for busy contractors who need coverage quickly.
How Do I Get Started?
We’ve made it easier than ever to protect your contracting business. Whether you’re on the job site or at home, you can get insured on your schedule.
👉 For General Liability Insurance Quote:
https://tbfinsure.com/general-liability/
