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How to Find Affordable Commercial Auto Insurance with TBF Insurance

Commercial auto insurance is a must-have for businesses that rely on vehicles to get the job done. Whether you’re transporting goods, visiting clients, or running errands for your business, having the right coverage at the right price is critical. In this post, we’ll answer common questions about finding cheap commercial auto insurance, including how TBF […]
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Everything You Need to Know About Builders Risk Insurance Coverage

When it comes to construction projects, having the right insurance coverage is essential to safeguard your investment. Builders risk insurance is one such policy that protects against unexpected losses during construction. Below, we answer some common questions about builders risk insurance, including how to secure instant online quotes, proposals, and even bind coverage online. What […]
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Your Questions Answered: Medicare Savings Program

Q: What is the Medicare Savings Program (MSP)? A: The Medicare Savings Program is a government initiative that helps low-income individuals cover Medicare-related expenses, such as premiums, deductibles, copayments, and coinsurance. MSP is especially beneficial for those on fixed incomes who struggle with the rising costs of healthcare. Q: Who qualifies for the Medicare Savings […]
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Your Questions Answered: Homeowners Insurance in Florida

Q: What does homeowners insurance in Florida typically cover? A: Homeowners insurance in Florida generally provides protection for your home’s structure, personal belongings, liability coverage, and additional living expenses if your home becomes uninhabitable due to a covered event. Key covered risks often include fire, theft, windstorms, and some water damage. However, flooding is usually […]
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Workers’ Compensation Insurance: Common Questions Answered

Q: What is workers’ compensation insurance? Workers’ compensation insurance provides benefits to employees who suffer work-related injuries or illnesses. It covers medical expenses, lost wages, and rehabilitation costs. For employers, it also offers protection by covering legal fees and settlements in case of employee lawsuits related to workplace injuries. Q: Why is workers’ compensation insurance […]
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General Liability Insurance for Contractors: Your Questions Answered

Q: What is general liability insurance for contractors? General liability insurance for contractors is a policy designed to protect your business from third-party claims, including bodily injury, property damage, and advertising injury. For example, if someone is injured at your worksite or if you accidentally damage a client’s property, this coverage helps handle legal costs, […]
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What Is Cyber Liability Insurance?

What Is Cyber Liability Insurance? Cyber liability insurance is a specialized policy that protects businesses from financial losses resulting from cyberattacks, data breaches, and other cyber-related incidents. With the increasing prevalence of digital threats, this coverage has become essential for businesses of all sizes. Why Is Cyber Liability Insurance Important? Cyberattacks can have devastating consequences, […]
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Commercial Property Insurance Exclusions: What You Need to Know

What is Commercial Property Insurance? Commercial property insurance is designed to protect your business’s physical assets, including buildings, equipment, and inventory, from risks such as fire, theft, and natural disasters. It’s an essential safety net for businesses of all sizes. What are Exclusions in Commercial Property Insurance? Exclusions are specific risks or scenarios that your […]
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How to Find Affordable Commercial Auto Insurance

What Is Commercial Auto Insurance? Commercial auto insurance covers vehicles used for business purposes. This includes protection for: Whether you operate a single delivery truck or a fleet of service vans, commercial auto insurance is crucial to protect your business assets. Can I Find Cheap Commercial Auto Insurance? Yes, affordable commercial auto insurance is possible […]
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Understanding Builders Risk Insurance Coverage

What Is Builders Risk Insurance? Builders risk insurance, also known as course of construction insurance, is a specialized type of property insurance designed to protect construction projects. It provides coverage for structures under construction or renovation and the materials, equipment, and supplies associated with the project. What Does Builders Risk Insurance Cover? This type of […]
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