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Construction project with surety bond requirements

Commercial Insurance

Bonding Capacity That
Wins Contracts

Surety bond programs structured around your financial strength, project pipeline, and the specific bond types your contracts require.

Strong bonding capacity is a competitive advantage. We build programs that get you qualified for the projects you want to win.

Our Process

Qualify. Bond. Win Work.

We analyze your financial statements, project history, and bonding needs to establish or expand your bonding capacity with markets that understand your industry.

Surety underwriting is based on the three C's: character, capacity, and capital. Our advisors work with you to present your financials and project history in the best possible light — and place your program with surety markets that support your growth.

Technology does the heavy lifting. Human judgment makes the decisions.

You receive:

  • Bonding capacity analysis and pre-qualification
  • Financial statement presentation review
  • Competitive surety market placement
  • No obligation to proceed

Bonding Program Analysis

68%
Optimized
22%
Review Needed
10%
Gap Found
Single project limit adequacyReview Needed
Aggregate capacity for pipelineGap Found
License bond complianceOptimized

Program Comparison

Current Program

$20,300

Capacity gaps1 found
Market qualityStandard

Optimized Structure

$16,600

Capacity gaps0 found
Market qualityA-Rated

Your Surety Bond Proposal

Review your customized bonding program recommendations

Performance Bond

Current Coverage

Not Bonded

Annual Premium

$0

Proposed Coverage

$5M Performance Bond

Annual Premium

$37,500

Establishes bonding capacity for government contracts+$37,500
Enables bidding on projects requiring bonding
Competitive premium rate for new bond program
New Bonding CapacityNew

Why It Matters

Bonding capacity is a growth tool, not just a requirement.

Surety bonds are required for government contracts, licensing in most states, and many large private projects. Strong bonding capacity with an A-rated surety is a competitive differentiator that lets you bid larger projects and win more work.

What We Cover

Every Bond Type, Properly Placed

From performance bonds to license bonds — every surety obligation your business faces, structured and placed by specialists.

Contract Bonds

Guarantee performance and payment obligations on construction and infrastructure projects — required for most government and many private contracts.

Bond Types Include

  • Performance bonds
  • Payment bonds
  • Bid bonds
  • Maintenance and warranty bonds
Contract Bonds

License & Permit Bonds

Satisfy state and local licensing requirements for contractors, auto dealers, mortgage brokers, and other regulated industries.

Bond Types Include

  • Contractor license bonds
  • Auto dealer bonds
  • Mortgage broker bonds
  • Notary and public official bonds
License & Permit Bonds

Court & Judicial Bonds

Required by courts for appellants, administrators, guardians, and other parties with fiduciary obligations in legal proceedings.

Bond Types Include

  • Appeal bonds
  • Administrator and executor bonds
  • Guardian bonds
  • Injunction and attachment bonds
Court & Judicial Bonds

Commercial Surety Bonds

Broad category of bonds guaranteeing business obligations to government agencies, financial institutions, and commercial counterparties.

Bond Types Include

  • Customs and import bonds
  • ERISA fidelity bonds
  • Utility deposit bonds
  • Lost instrument bonds
Commercial Surety Bonds

Who We Serve

Built for Businesses That Need to Get Bonded

From contractors seeking government work to licensed professionals maintaining compliance — we build bond programs that open doors.

Contractors & Builders

Construction contractors require performance and payment bonds for public works and many private projects. We build programs that scale with your backlog.

Licensed Professionals

Contractors, auto dealers, mortgage brokers, and other regulated businesses must maintain license bonds as a condition of operation.

Legal & Fiduciary

Estate administrators, guardians, and litigation parties require court bonds to satisfy judicial obligations and protect interested parties.

Your bonding capacity should be a competitive advantage, not a bottleneck.

No obligation. Confidential review. Built around your project pipeline and financials.