Terms & Conditions

By accessing or using the website located at tbfinsure.com (the "Site") operated by TBF Insurance Group, LLC ("TBFInsure," "we," "our," or "us"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Site.

These Terms apply to all visitors, users, and others who access or use the Site.

TBFInsure is a licensed insurance agency providing insurance brokerage, advisory, and risk management services. The Site is intended to provide general information about our services and to facilitate contact between prospective and existing clients and our licensed agents.

Nothing on this Site constitutes a binding insurance contract, quotation, or coverage confirmation. All coverage is subject to the terms and conditions of the applicable insurance policy issued by the relevant insurance carrier.

The information provided on this Site is for general informational purposes only and does not constitute legal, financial, or insurance advice. You should consult with a licensed insurance professional before making any insurance decisions. TBFInsure makes no representations or warranties regarding the accuracy, completeness, or applicability of any information on this Site to your specific situation.

TBFInsure and its agents are licensed to sell insurance in the states where we conduct business. Insurance products and services may not be available in all states. Coverage availability and terms may vary by state and carrier.

All content on this Site, including text, graphics, logos, images, and software, is the property of TBFInsure or its content suppliers and is protected by applicable United States and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.

You agree not to use the Site to:

• Violate any applicable local, state, national, or international law or regulation
• Transmit any unsolicited or unauthorized advertising or promotional material
• Impersonate any person or entity or falsely state your affiliation with any person or entity
• Introduce any viruses, trojans, worms, or other harmful code
• Attempt to gain unauthorized access to any portion of the Site or its related systems

The Site may contain links to third-party websites or services that are not owned or controlled by TBFInsure. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

The Site and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. TBFInsure does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

To the fullest extent permitted by applicable law, TBFInsure and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, resulting from your use of or inability to use the Site.

You agree to indemnify, defend, and hold harmless TBFInsure and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any dispute arising under these Terms shall be resolved exclusively in the state or federal courts located in Broward County, Florida.

We reserve the right to modify these Terms at any time. We will post the updated Terms on this page with a revised effective date. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.

If you have any questions about these Terms, please contact us at:

TBF Insurance Group, LLC
1289 Clint Moore Road, Boca Raton, FL 33487
Phone: 954-510-5555
Email: info@tbfinsure.com