As a contractor, you’re focused on getting the job done right. But even with the best work ethic and attention to detail, accidents happen—and when they do, they can cost more than just your reputation. That’s where general liability insurance comes in. At TBF Insurance, we’re here to simplify the process with instant online quotes, instant online binding, and an instant online insurance proposal—so you can get back to doing what you do best, protected and confident.
What is General Liability Insurance?
Q: What does general liability insurance cover for contractors?
A: General liability insurance protects contractors against claims involving third-party bodily injury, property damage, and personal or advertising injury. For example, if a client trips over your tools and gets hurt, or if you accidentally damage a customer’s property while on the job, this policy steps in to help cover the costs.
Why Do Contractors Need It?
Q: Is general liability insurance required for contractors?
A: In most states, yes. Many licensing boards require proof of general liability insurance. Additionally, many clients won’t hire contractors unless they’re insured—it’s a signal that you’re professional, reliable, and prepared.
Q: What are the risks of not having general liability insurance?
A: Without it, you could be paying out of pocket for lawsuits, legal fees, and damage claims. Even a small accident can lead to significant financial strain.
How Easy Is It to Get Coverage?
Q: How can I get general liability insurance quickly?
A: With TBF Insurance, you can get an instant online quote, review your instant online insurance proposal, and even complete instant online binding—all in one smooth, secure process. No waiting, no paperwork delays, and no guesswork.
How Much Does It Cost?
Q: What affects the cost of general liability insurance for contractors?
A: Pricing varies based on your trade, business size, coverage limits, and claims history. At TBF Insurance, we streamline the process so you can see competitive rates instantly—without having to jump through hoops.
How Do I Get Started?
Q: What’s the first step to protecting my contracting business?
A: It’s simple. Just visit the link below to get started with your general liability insurance quote today:
