As a contractor, you work hard to build your business, deliver results, and maintain a solid reputation. But what happens when the unexpected occurs? Whether it’s property damage, bodily injury, or legal expenses, the right insurance coverage can protect you from financial fallout. In this post, we answer the most frequently asked questions about general liability insurance for contractors—and show you how instant online quotes, proposals, and binding can save you time and stress.
What is General Liability Insurance for Contractors?
General liability insurance protects contractors from third-party claims of bodily injury, property damage, and personal or advertising injury. For example, if a client trips over your equipment or your work accidentally damages a property, general liability coverage can help cover legal and medical costs.
Why Do Contractors Need General Liability Insurance?
Contractors are often exposed to higher risks simply due to the nature of their work. Many clients, especially commercial ones, require proof of liability insurance before hiring. Having coverage not only safeguards your business but also builds trust with potential clients.
What Does It Cover?
General liability insurance typically covers:
- Bodily Injury: If someone is injured on a job site.
- Property Damage: If you accidentally damage a client’s property.
- Legal Defense Costs: If you’re sued for a covered claim.
- Medical Payments: For minor injuries on your premises or job site.
- Personal & Advertising Injury: Protection from claims like libel, slander, or copyright infringement in your marketing.
How Can I Get a Quote Quickly?
TBF Insurance makes it easy. With our instant online quotes, you can see pricing and coverage options tailored for your business within minutes—no waiting, no back-and-forth emails.
Can I Bind Coverage Online Too?
Absolutely. Once you review your quote and choose your plan, you can move forward with instant online binding. Your coverage can be active the same day, often within hours, depending on the time of application.
What’s an Instant Online Insurance Proposal?
Our instant online insurance proposal is a complete breakdown of your recommended coverage, premium, and policy details—sent directly to your inbox. You can review and accept it at your convenience, without ever stepping into an office.
What Makes TBF Insurance Different?
At TBF Insurance, we specialize in contractor coverage. Our team understands the risks of your industry and has tailored solutions that are fast, affordable, and reliable. With digital tools for instant online quotes, proposals, and binding, we’ve eliminated the paperwork and delays.
Ready to Get Started?
Protect your contracting business with the coverage it needs—without the hassle.
For General Liability Insurance Quote:
👉 https://tbfinsure.com/general-liability/
