As a contractor, you’re focused on getting the job done — safely, on time, and within budget. But what happens if something goes wrong on the job site? That’s where general liability insurance becomes essential. In this article, we break down the key questions contractors ask about this critical coverage.
What is General Liability Insurance and Why Do Contractors Need It?
Answer: General liability insurance protects contractors against claims of property damage, bodily injury, and personal or advertising injury that may arise during business operations. Whether you’re a general contractor, electrician, plumber, or painter, unexpected incidents can lead to lawsuits or costly damages. Having this insurance safeguards your business and your reputation.
What Does General Liability Insurance Cover?
Answer: A typical general liability policy for contractors includes:
- Bodily Injury: Covers medical costs and legal fees if someone is injured on your job site.
- Property Damage: Pays for damages to third-party property caused by your operations.
- Personal & Advertising Injury: Protects against claims like slander, libel, or false advertising.
- Legal Defense Costs: Covers attorney fees and court costs related to covered claims.
Can I Get Instant Online Quotes?
Answer: Yes! With TBF Insurance, contractors can receive instant online quotes tailored to their specific trade and risk level. No waiting, no paperwork hassles—just fast, accurate pricing to get you covered quickly.
Is Instant Online Binding Available?
Answer: Absolutely. Once you’ve reviewed your quote and selected the right coverage, instant online binding is available. This means you can activate your policy right away and get back to work, knowing you’re protected.
What About an Instant Online Insurance Proposal?
Answer: We understand that contractors often need to share their insurance proposals with project managers or clients. TBF Insurance offers an instant online insurance proposal feature, allowing you to generate a professional proposal with just a few clicks. It’s a time-saver that can help you win more bids.
How Much Does General Liability Insurance Cost for Contractors?
Answer: Pricing depends on factors like your trade, location, number of employees, and annual revenue. With TBF Insurance, you’ll receive a customized quote instantly so you can budget accurately and avoid surprises.
Can I Manage My Policy Online?
Answer: Yes, TBF Insurance gives contractors complete control through a user-friendly digital portal. From making payments to downloading certificates of insurance, everything is accessible anytime, anywhere.
How Do I Get Started?
Answer: Protect your contracting business with fast, reliable coverage from TBF Insurance. To receive your General Liability Insurance Quote, go to: https://tbfinsure.com/general-liability/
