TBF Insurance answers your most common questions about general liability insurance for contractors.
What is general liability insurance for contractors?
General liability insurance protects contractors from financial loss due to third-party claims involving bodily injury, property damage, or personal and advertising injury. Whether you’re working on a construction site or a client’s property, accidents can happen—and this coverage helps ensure you’re not paying out-of-pocket for costly claims.
Why is general liability insurance important for contractors?
Contractors face a wide range of risks on the job. From accidental property damage to client injuries, general liability insurance acts as a financial safety net. It’s often required by clients, licensing boards, or even landlords before you can begin a project. Without it, one incident could put your business at serious financial risk.
What does general liability insurance typically cover?
- Third-party bodily injury – If a client or passerby is injured due to your work or equipment.
- Property damage – If you accidentally damage someone else’s property while on the job.
- Legal fees and settlements – If you’re sued for covered claims.
- Personal and advertising injury – Such as slander, libel, or false advertising claims.
Can I get an instant quote online?
Yes! At TBF Insurance, we make it easy. Contractors can now get instant online quotes for general liability insurance directly from our website. You don’t have to wait days to find out how much your coverage will cost.
Can I also bind the policy instantly?
Absolutely. With our instant online binding feature, you can secure your coverage as soon as you’re ready. No waiting, no paperwork delays—just fast, reliable protection when you need it.
What if I want to send a proposal to a client?
We’ve got you covered there too. You can generate an instant online insurance proposal that clearly outlines your coverage and proves to clients that you’re insured and ready to work. It’s professional, easy, and available on demand.
How can I get started?
Protecting your business has never been easier. For General Liability Insurance Quote, visit:
👉 https://tbfinsure.com/general-liability/
Whether you’re a general contractor, handyman, electrician, or landscaper, TBF Insurance has the tools and coverage you need to operate with confidence.
