As a contractor, protecting your business from unexpected risks is not just smart—it’s essential. General liability insurance is one of the most important coverages you can have. At TBF Insurance, we make it easier than ever with instant online quotes, instant online insurance proposals, and even instant online binding. Let’s break down what general liability insurance means for contractors and why it’s critical for your business.
What is General Liability Insurance for Contractors?
General liability insurance protects contractors from financial loss due to third-party claims of bodily injury, property damage, or personal and advertising injury. If someone gets hurt at your job site or claims your work caused damage, this policy helps cover legal fees, medical costs, and settlements.
Why Do Contractors Need General Liability Insurance?
As a contractor, you’re often working in environments where accidents can happen. A dropped tool, a damaged property, or an injured visitor can quickly lead to a costly lawsuit. General liability insurance offers a financial safety net so you can focus on doing your job—not fighting legal battles.
Is General Liability Insurance Required for Contractors?
In many states, yes. If you’re working as a licensed contractor, proof of insurance is often required to obtain permits or contracts. Even when it’s not legally required, many clients won’t hire uninsured contractors. Having coverage shows professionalism and builds trust.
How Can I Get a General Liability Insurance Quote?
That’s where TBF Insurance makes it easy. You can get instant online quotes with just a few clicks. No need to wait for someone to call you back—we provide fast, accurate pricing so you can make decisions on your schedule.
Can I Bind My Policy Online?
Yes! We offer instant online binding, which means you can not only get a quote but also activate your policy right away. No paperwork delays, no back-and-forth emails. It’s coverage when you need it—on your terms.
What is an Instant Online Insurance Proposal?
It’s a full summary of your policy options, coverage limits, and pricing, available right after your quote. Our instant online insurance proposals let you review everything in detail, so you know exactly what you’re getting.
How Much Does General Liability Insurance Cost for Contractors?
Prices vary based on factors like your trade, location, annual revenue, and claims history. For example, an electrician may pay differently than a landscaper. The good news? You’ll get your personalized rate instantly when you use our online quote tool.
Do You Offer Coverage for All Types of Contractors?
Absolutely. Whether you’re a general contractor, plumber, painter, roofer, or another specialty trade, we’ve got you covered. We tailor our policies to meet the unique risks of your profession.
How Do I Get Started?
Getting covered is quick and easy. For a General Liability Insurance Quote, visit:
https://tbfinsure.com/general-liability/
