As a contractor, protecting your business isn’t just smart — it’s essential. Whether you’re a one-person operation or manage a crew, General Liability Insurance can be the safety net that keeps you in business when the unexpected happens. At TBF Insurance, we make it easy with instant online quotes, instant online binding, and a streamlined instant online insurance proposal process. Let’s break down what you need to know:
Q: What is General Liability Insurance and why do contractors need it?
A: General Liability Insurance is a foundational policy that protects your business from claims involving bodily injury, property damage, and personal injury — all of which can occur on or off the job site. For contractors, this means protection if a client trips over your tools, or if accidental damage occurs during a remodel. Without it, you’re financially responsible for legal fees, repairs, and settlements.
Q: What does General Liability Insurance typically cover for contractors?
A: While every policy is tailored to your specific trade and risk, most policies cover:
- Third-party bodily injury
- Third-party property damage
- Legal defense costs
- Personal and advertising injury (like libel or slander)
This coverage is critical if you’re bidding on jobs, working in clients’ homes, or hiring subcontractors.
Q: Can I get a General Liability Insurance quote instantly?
A: Absolutely! TBF Insurance offers instant online quotes designed specifically for contractors. No more waiting days for someone to “get back to you.” Just enter your business details, and get a customized quote in minutes.
Q: What about binding my policy? Can I do that online too?
A: Yes! With our instant online binding system, you can go from quote to covered without picking up the phone. Once you review your quote, simply bind your policy online and receive your certificate of insurance right away.
Q: What is an instant online insurance proposal and how does it help me?
A: An instant online insurance proposal is a complete breakdown of your policy details — coverages, premiums, exclusions — delivered digitally and instantly. It helps you make informed decisions, especially when comparing multiple bids or needing proof of insurance for a new project.
Q: How do I get started with a General Liability Insurance policy through TBF Insurance?
A: Getting started is easy and fast. TBF Insurance specializes in contractor coverage and has simplified the process so you can spend less time on paperwork and more time building your business.
👉 For General Liability Insurance Quote, visit: https://tbfinsure.com/general-liability/
