As a contractor, protecting your business from unexpected risks isn’t just smart—it’s essential. General liability insurance is one of the most important coverages you can have. At TBF Insurance, we know you have questions, and we’re here with answers. Whether you’re just getting started or you’re a seasoned professional, this Q&A-style guide will help you understand why general liability insurance is a must for contractors—and how easy it is to get covered with instant online quotes, instant online binding, and instant online insurance proposals.
What is General Liability Insurance and Why Do Contractors Need It?
General liability insurance protects your contracting business from claims involving third-party bodily injury, property damage, and personal injury. For example, if a client trips over your tools and gets hurt, or if you accidentally damage a customer’s property during a job, this insurance helps cover the associated costs.
For contractors, this coverage is critical. Job sites are unpredictable, and even the most experienced professionals can face accidents or lawsuits. General liability insurance helps ensure that one mistake doesn’t put your entire business at risk.
What Does General Liability Insurance Cover?
Here are the core protections general liability insurance typically offers:
- Bodily injury: Covers medical expenses and legal fees if someone is injured on the job site.
- Property damage: Pays for damage to a client’s property caused by your work.
- Personal and advertising injury: Covers claims like slander, libel, or copyright infringement.
- Legal defense costs: Helps pay for attorney fees, settlements, and judgments.
How Much Does It Cost?
The cost of general liability insurance varies based on factors such as your trade, the size of your business, and the level of risk associated with your work. But don’t worry—getting a quote is easier than ever with TBF Insurance. We offer instant online quotes that are tailored to your business needs.
Can I Get Coverage Instantly?
Yes! At TBF Insurance, you can access instant online binding, which means you can get covered immediately after selecting your policy. No long wait times. No unnecessary paperwork. Just fast, reliable protection when you need it.
Is the Proposal Process Complicated?
Not at all. With our instant online insurance proposal system, you can receive a customized plan for your business in just minutes. Everything is digital, streamlined, and simple to follow.
How Do I Get Started?
It’s fast and easy to protect your contracting business with TBF Insurance. Get started today with our instant online quotes, and experience the convenience of instant online binding and instant online insurance proposals.
For General Liability Insurance Quote, visit: https://tbfinsure.com/general-liability/
