As a contractor, protecting your business from potential risks is essential. General liability insurance provides a safety net against claims of bodily injury, property damage, and other liabilities. At TBF Insurance, we make the process simple with instant online quotes, instant online binding, and an instant online insurance proposal. Below, we answer some of the most common questions about general liability insurance for contractors.
What is General Liability Insurance for Contractors? General liability insurance is a policy designed to protect contractors from third-party claims of property damage, bodily injury, or personal and advertising injury. Whether you’re a general contractor, electrician, plumber, or landscaper, this insurance is crucial in safeguarding your business against unforeseen lawsuits and liabilities.
Why Do Contractors Need General Liability Insurance? Contractors operate in environments where accidents can happen. Without insurance, you may be personally responsible for covering damages or legal fees. Many clients also require proof of insurance before hiring a contractor. Having general liability coverage ensures you meet these requirements while providing financial protection.
What Does General Liability Insurance Cover?
- Bodily Injury – Covers medical expenses and legal costs if someone is injured due to your work.
- Property Damage – Protects against claims of damage to a client’s property caused by your work.
- Personal and Advertising Injury – Covers claims related to libel, slander, or copyright infringement.
- Legal Defense Costs – Helps cover attorney fees and court expenses in case of a lawsuit.
How Can I Get an Instant Online Insurance Proposal? TBF Insurance offers an easy and convenient way to get covered. With our instant online insurance proposal, you can receive a detailed policy breakdown in minutes. No waiting, no lengthy paperwork—just fast and efficient service tailored to your needs.
Can I Bind My Policy Online Instantly? Yes! With instant online binding, you can finalize and activate your policy immediately. This ensures you get the coverage you need without delays, helping you meet client requirements and business obligations faster.
How Much Does General Liability Insurance Cost for Contractors? The cost of your policy depends on factors such as:
- The type of work you do
- Business size and revenue
- Coverage limits
- Claims history
TBF Insurance provides instant online quotes, allowing you to compare pricing and select the best coverage for your business.
How Do I Get Started? Getting insured has never been easier. For a General Liability Insurance Quote, visit https://tbfinsure.com/general-liability/ and get your policy started in minutes. Protect your contracting business today with reliable coverage from TBF Insurance!
