When you’re a contractor, every job comes with its own set of risks. From property damage to third-party injuries, the unexpected can quickly become costly. That’s why having the right insurance isn’t just smart—it’s essential. At TBF Insurance, we’re making it easier than ever to protect your business with instant online quotes, instant online binding, and instant online insurance proposals. Let’s dive into the most common questions contractors have about general liability insurance.
What is General Liability Insurance and Why Do Contractors Need It?
General Liability Insurance is a policy that protects your business from financial loss due to third-party claims involving bodily injury, property damage, and personal or advertising injury. For contractors, this means protection against:
- Accidental damage to a client’s property
- Injuries that occur on the job site (to non-employees)
- Claims related to your business’s advertising or reputation
It’s often required by clients or project owners before you’re even allowed to step on the job site.
What Does a General Liability Policy Typically Cover?
A standard policy includes:
- Bodily Injury Coverage: Helps pay for medical expenses if a third party is injured on your job site.
- Property Damage Coverage: Covers damage you or your crew accidentally cause to someone else’s property.
- Legal Costs: Covers legal defense costs if you’re sued.
- Personal & Advertising Injury: Protects against claims like libel, slander, and false advertising.
Is It Hard to Get General Liability Insurance?
Not with TBF Insurance. We’ve removed the typical barriers and long wait times. Contractors can now get:
- Instant online quotes in just minutes
- Instant online binding, so your coverage starts right away
- An instant online insurance proposal you can review and accept at your convenience
No long phone calls, no waiting around—just quick, reliable protection.
How Much Does General Liability Insurance Cost for Contractors?
Premiums vary depending on factors like:
- Type of contracting work (e.g., electrician, carpenter, general contractor)
- Location and size of your business
- Annual revenue and number of employees
- Claims history
But the good news? With TBF Insurance, you can find out exactly what you’ll pay with our instant online quote tool—no obligations, no surprises.
Can I Bind Coverage the Same Day?
Yes! Once you’ve reviewed your quote and proposal, you can bind your policy instantly online. No paperwork or waiting period—just fast, secure coverage when you need it most.
Why Choose TBF Insurance?
We understand the unique needs of contractors. Our streamlined process saves you time, and our experienced team ensures you get the right coverage for your business. Plus, we’re here to support you every step of the way—from quote to claim.
Ready to Get Started?
Don’t leave your business vulnerable to risk. Get covered today with fast, hassle-free service from a team that understands the contracting world.
For General Liability Insurance Quote: https://tbfinsure.com/general-liability/
