As a contractor, every job you take on involves a certain level of risk. Whether it’s a customer slipping on a wet floor or accidental damage to a client’s property, the financial implications can be significant. That’s where general liability insurance comes in. At TBF Insurance, we specialize in helping contractors like you get the coverage you need — quickly, easily, and online.
What Is General Liability Insurance?
Q: What exactly does general liability insurance cover for contractors?
A: General liability insurance protects contractors from a range of third-party claims, including bodily injury, property damage, and personal or advertising injury. For example, if a client trips over your equipment and is injured, or if you accidentally damage a customer’s property while working, your policy can help cover medical bills, legal fees, and repair costs.
Why Do Contractors Need General Liability Insurance?
Q: Is general liability insurance really necessary for my contracting business?
A: Absolutely. Even the most experienced and careful contractors can face unexpected accidents or allegations. Many clients and general contractors require proof of insurance before you can even set foot on a job site. Having coverage not only protects your business financially but also enhances your credibility and professionalism.
Can I Get Coverage Online?
Q: Can I get an instant online quote for general liability insurance?
A: Yes! TBF Insurance makes it incredibly easy to get an instant online quote tailored to your contracting business. You can review your coverage options and pricing within minutes — no lengthy phone calls or paperwork required.
Can I Bind Coverage Instantly?
Q: Once I get a quote, how fast can I get covered?
A: You can use our instant online binding feature to activate your policy immediately. This is especially helpful if you need to show proof of insurance on short notice for a job bid or contract.
What’s an Online Insurance Proposal?
Q: Will I receive a formal insurance proposal online?
A: Yes. Our platform provides an instant online insurance proposal that outlines the coverage details, premiums, and terms. This transparency helps you make informed decisions quickly and efficiently.
How Do I Get Started?
Q: What’s the easiest way to get a general liability insurance quote as a contractor?
A: Getting started is simple. Visit our website to receive your instant online quote, view your instant online insurance proposal, and if you’re ready, proceed with instant online binding.
