Commercial Property

Q: Why is insuring an old commercial building different from a new one? A: Older commercial buildings often come with unique risks that newer buildings don’t have. These risks include outdated electrical systems, plumbing issues, structural concerns, and the use of older materials that may no longer meet modern building codes. Because of these factors, […]

Q: Why do tenants need commercial property insurance? A: As a tenant, you may not own the building you operate in, but you are still responsible for your business assets inside the space. Commercial property insurance covers the contents of your business, including inventory, equipment, furniture, and fixtures, in case of risks such as fire, […]

Q: What is Commercial Property Insurance, and why is it important for small businesses? A: Commercial Property Insurance is designed to protect your business assets, including buildings, equipment, inventory, and other physical property from risks such as fire, theft, vandalism, and natural disasters. For small businesses, these risks can be financially devastating, making commercial property […]

Churches are more than just buildings; they are places of worship, community, and outreach. Protecting them with the right commercial property insurance is crucial. At TBF Insurance, we provide instant online quotes, instant online binding, and an instant online insurance proposal to ensure your church is covered without the hassle. Below, we answer some of […]

Q: What is commercial property insurance? A: Commercial property insurance is a type of coverage designed to protect businesses from financial losses due to damage or loss of physical assets, such as buildings, equipment, inventory, and furniture. Whether it’s due to fire, theft, vandalism, or natural disasters, this insurance helps businesses recover quickly and continue […]

When it comes to commercial property insurance, many business owners and property investors wonder who is responsible for covering the costs. Whether you own a property, lease it, or rent it out, understanding your obligations can save you from unexpected expenses. Below, we break it down in a simple Q&A format to clarify the responsibilities. […]

When it comes to protecting your business assets, commercial property insurance is a must. But how exactly are commercial property insurance rates determined? Understanding the factors that influence your premiums can help you make informed decisions and find the best coverage for your needs. Let’s dive into some of the most common questions business owners […]

In recent years, business owners have noticed a steady rise in commercial property insurance rates. At TBF Insurance, we understand that these changes can be frustrating, especially when trying to manage costs effectively. Below, we break down the key reasons why premiums are increasing and what you can do to secure the best coverage for […]

Q: What is commercial property insurance, and why is an accurate valuation important? A: Commercial property insurance protects your business assets, such as buildings, equipment, and inventory, against damages from incidents like fire, theft, or natural disasters. An accurate valuation ensures that you receive sufficient coverage to rebuild or replace your property without facing out-of-pocket […]

Q: What is commercial property insurance? A: Commercial property insurance protects your business assets, such as buildings, equipment, inventory, and furniture, against risks like fire, theft, vandalism, and certain natural disasters. It ensures your business can recover quickly and continue operations after an unexpected event. Q: What does “replacement cost” mean in commercial property insurance? […]