Auto & Collector Vehicles

We design auto programs that reflect the true value of each vehicle and how it is driven, stored, and maintained. Coverage is structured to address agreed value, specialty vehicles, multi-vehicle households, and international exposure where appropriate.

For clients with multiple vehicles or collections, we coordinate coverage into a single, streamlined program—providing consistency, simplicity, and confidence across the entire portfolio.

Coverage built for performance, value, and lifestyle

Luxury, performance, and collector vehicles introduce considerations that standard auto policies are not designed to address. Usage, value, storage, and ownership structure all matter.

Restoration to Pre-Loss Condition

Following a covered accident, repairs are completed using original manufacturer parts to restore your vehicle’s appearance, performance, and safety to its pre-loss condition. The goal is proper restoration—not compromise.

Dedicated Repair Oversight

Repairs are overseen by specialists experienced in high-value and performance vehicles. Attention is given to both function and detail, from safety systems and technology to paint matching and finish quality, ensuring the vehicle is returned as intended.

Agreed Value Options

For qualifying vehicles, coverage can be structured so the value of your vehicle is established in advance. In the event of a covered total loss or theft, settlement is based on that agreed value, regardless of age or mileage during the policy term.

Lifestyle-Appropriate Rental Coverage

If a temporary vehicle is needed during repairs, coverage allows for a rental that reflects your lifestyle and vehicle class. There are no restrictive daily limits, providing flexibility and continuity while your vehicle is being restored.